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What We Do
Client Services
Value Added Services
Products
 Products 
Group Insurance
  • Medical, Dental, Vision
  • Disability, Life, Long Term Care
  • Chiropractic/Pharmacy
  • Voluntary Products
  • Prevailing Wage Hour Bank Health Plans

Individual Insurance
  • Medical, Dental, Vision
  • Disability, Life, Long Term Care
  • Temporary Insurance
  • Medigap - Part D Plans
  • Travel Insurance

Administrative Services
  • COBRA & HIPAA
  • HR Services
  • Payroll Services
  • Self funding Programs
  • FSA/HRA/HSA Programs
  • Cafeteria Plans
  • Section 125 Plans
  • Buy/Sell/Key Person Insurance Planning
  • Corporate Executive Insurance Planning
  • Estate Insurance Planning


Bavaro Benefits
1020 15th Street, Suite 23
Modesto, CA 95354
Phone: 888.622.8276
Email: nick@bavarobenefits.net